The open payment system at the BayArena in Leverkusen is based on commercially available money cards. This means the card and the funds on it remain with the fan and the balance does not go to an account run by the club. Any spectator can visit the BayArena and use their own bank card (providing it has a payment function) to make payments at the stadium, for example at a Currywurst stand.
In contrast to closed systems, nobody is forced to use a BayArena Card issued by the club. Many away fans use the card to have a souvenir of the visit to our club. Between 50 and 80 per cent of away supporters use cards other than the BayArena Card. This is usually their own bank card. With the open payment system, the balance is irrelevant as it can be used on 420,000 payment points in Germany (e.g. parking meters or in shops). In contrast to closed systems we have no access to the money loaded on the card. The expiry date and number of cards used only have a cost -related impact on Bayer 04 as the cards with payment functions are significantly more expensive to produce. Also cards in closed systems are only valid for four years for regulatory reasons.
This service costs us significant amounts of money each year. This investment is made to offer our fans and visiting supporters a fair system where they can use money left over outside the stadium at countless other payment points. For example, that means our BayArena Card can be used to buy an underground ticket.
This completely excludes the "sleeping Euro" that negatively affects football fans and supposedly brings money into the club's. On the contrary, Bayer 04 Leverkusen stand for an open, fair and service-oriented payment system.
Midfielder Ruby Grant is leaving Bayer 04 Leverkusen and joining Portuguese runners-up Sporting CP a year before her contract expires. The 24-year-old has been at the Werkself since January 2025.
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Bayer 04 have loaned Brazilian full-back Arthur to Bundesliga side Werder Bremen for one year. Arthur Augusto de Matos Soares – the full name of the right-back – has a contract with Leverkusen until 30 June 2031. At Werder, the 23-year-old is expected to make an impact and help the long-established club further consolidate their position in the Bundesliga.
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Bayer 04 have loaned defender Jeanuel Belocian to Spanish top-flight side Racing Santander. The 21-year-old defender joins the team currently ninth in La Liga until the end of the current 2026/27 season. Belocian’s contract remains valid until 30 June 2029. Last season, the 1.86-metre-tall U21 international was loaned to VfL Wolfsburg for six months.
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He knows the dressing room, the pitch and the club. But, above all, he knows the feeling of playing for the Werkself at the BayArena: Moussa Diaby is back in Leverkusen after three years. The lightning-fast winger has signed a contract with Bayer 04 until 2031 and he will once again wear the number 19 jersey. The left-footed player previously played for the club from 2019 to 2023, having arrived in the Rhineland from his native France as a promising young talent and eventually leaving the club – having established himself as one of the Bundesliga’s best attackers – to join Aston Villa in the Premier League. Now he has returned to Bayer 04 from Al-Ittihad FC in Saudi Arabia.
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