The open payment system at the BayArena in Leverkusen is based on commercially available money cards. This means the card and the funds on it remain with the fan and the balance does not go to an account run by the club. Any spectator can visit the BayArena and use their own bank card (providing it has a payment function) to make payments at the stadium, for example at a Currywurst stand.
In contrast to closed systems, nobody is forced to use a BayArena Card issued by the club. Many away fans use the card to have a souvenir of the visit to our club. Between 50 and 80 per cent of away supporters use cards other than the BayArena Card. This is usually their own bank card. With the open payment system, the balance is irrelevant as it can be used on 420,000 payment points in Germany (e.g. parking meters or in shops). In contrast to closed systems we have no access to the money loaded on the card. The expiry date and number of cards used only have a cost -related impact on Bayer 04 as the cards with payment functions are significantly more expensive to produce. Also cards in closed systems are only valid for four years for regulatory reasons.
This service costs us significant amounts of money each year. This investment is made to offer our fans and visiting supporters a fair system where they can use money left over outside the stadium at countless other payment points. For example, that means our BayArena Card can be used to buy an underground ticket.
This completely excludes the "sleeping Euro" that negatively affects football fans and supposedly brings money into the club's. On the contrary, Bayer 04 Leverkusen stand for an open, fair and service-oriented payment system.
Four Bayer 04 players are in action at the 35th edition of the Africa Cup of Nations being played in Morocco from 21 December to 18 January 2026: Eliesse Ben Seghir for the hosts, Edmond Tapsoba with Burkina Faso, Ibrahim Maza for Algeria and Christian Kofane with Cameroon. Updates on the AFCON matches involving Werkself players...
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Sustainability once again had many faces at Bayer 04 in 2025: In community activity, the club supported countless regional campaigns, including the Leverkusener Tafel, the Frauenennotruf Leverkusen e.V. and the homeless aid organisation "Kältegang". But the Black and Reds have also been involved in good causes around the world - including the Young Coaches training programmes in Uganda and Ecuador plus the Genuine World Cup in the USA, where the Inclusion Werkself competed. Bayer 04 was also fully committed to the environment and underwent external and independently certification in accordance with the European environmental management standard EMAS, for example, to analyse and optimise the club’s environmental efforts. Looking back at sustainability in 2025.
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Two Saturdays, one Friday and one Sunday: The dates for the Bayer 04 Women's team games on matchdays 16 to 19 have been finalised. Three of the four matches scheduled by the German Football Association (DFB) on Tuesday will be played at home at the Ulrich Haberland Stadium.
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Bayer 04 currently have a number of promising young talents on loan to various clubs in Europe with the aim of gaining match practice and furthering their individual development. Francis Onyeka and Farid Alfa-Ruprecht, for example, play for VfL Bochum 1848, while Artem Stepanov is a striker with 1. FC Nürnberg, coached by World Cup winner Miroslav Klose. Tim Oermann is a defender in the Austrian Bundesliga at top club SK Sturm Graz and Abdoulaye Faye is playing in France for FC Lorient, promoted to Ligue 1 this season. Bayer04.de reviews the first six months for the Leverkusen players out on loan.
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