
The open payment system at the BayArena in Leverkusen is based on commercially available money cards. This means the card and the funds on it remain with the fan and the balance does not go to an account run by the club. Any spectator can visit the BayArena and use their own bank card (providing it has a payment function) to make payments at the stadium, for example at a Currywurst stand.
In contrast to closed systems, nobody is forced to use a BayArena Card issued by the club. Many away fans use the card to have a souvenir of the visit to our club. Between 50 and 80 per cent of away supporters use cards other than the BayArena Card. This is usually their own bank card. With the open payment system, the balance is irrelevant as it can be used on 420,000 payment points in Germany (e.g. parking meters or in shops). In contrast to closed systems we have no access to the money loaded on the card. The expiry date and number of cards used only have a cost -related impact on Bayer 04 as the cards with payment functions are significantly more expensive to produce. Also cards in closed systems are only valid for four years for regulatory reasons.
This service costs us significant amounts of money each year. This investment is made to offer our fans and visiting supporters a fair system where they can use money left over outside the stadium at countless other payment points. For example, that means our BayArena Card can be used to buy an underground ticket.
This completely excludes the "sleeping Euro" that negatively affects football fans and supposedly brings money into the club's. On the contrary, Bayer 04 Leverkusen stand for an open, fair and service-oriented payment system.


Werkself-TV shows the highlights of Bayer 04 Women's 0-2 loss at 1. FC Nürnberg on Matchday 8 of the 2026/27 Google Pixel Women's Bundesliga.
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After nine points from their first three away matches of the 2026/27 season, the Bayer 04 Women suffered their first away defeat on Sunday afternoon. The 2-0 defeat away to FC Nürnberg, who were winless before today, represented a setback for coach Roberto Pätzold’s team in the race for the top spots in the Google Pixel Women’s Bundesliga. Fany Pronietz scored both goals (62’, 85’) for the home side.
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After six consecutive wins, the Werkself have hit a rough patch: Bayer 04 lost 3-0 away to TSG Hoffenheim. Andrej Kramaric put the hosts ahead from the penalty spot (79'), with Alexander Prass and Max Moerstedt adding to the tally shortly before full-time (89’/90+5’). After ten matches under Carles Martínez, with the Black and Reds always scoring at least twice, Leverkusen failed to find the net for the first time.
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The Werkself still have a score to settle with TSG Hoffenheim: Bayer 04 lost both matches against the Kraichgau side last term – after the Black and Reds had won all the previous five encounters. Leverkusen are currently on a roll and looking to kick off a new winning streak against TSG in Sinsheim on Sunday 25 October (kick-off: 15:30 CET), and Patrik Schick is keen to continue his current run of form. However, it will not be easy, as coach Christian Ilzer’s team have also gained confidence recently. Today’s matchday news.
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