
The open payment system at the BayArena in Leverkusen is based on commercially available money cards. This means the card and the funds on it remain with the fan and the balance does not go to an account run by the club. Any spectator can visit the BayArena and use their own bank card (providing it has a payment function) to make payments at the stadium, for example at a Currywurst stand.
In contrast to closed systems, nobody is forced to use a BayArena Card issued by the club. Many away fans use the card to have a souvenir of the visit to our club. Between 50 and 80 per cent of away supporters use cards other than the BayArena Card. This is usually their own bank card. With the open payment system, the balance is irrelevant as it can be used on 420,000 payment points in Germany (e.g. parking meters or in shops). In contrast to closed systems we have no access to the money loaded on the card. The expiry date and number of cards used only have a cost -related impact on Bayer 04 as the cards with payment functions are significantly more expensive to produce. Also cards in closed systems are only valid for four years for regulatory reasons.
This service costs us significant amounts of money each year. This investment is made to offer our fans and visiting supporters a fair system where they can use money left over outside the stadium at countless other payment points. For example, that means our BayArena Card can be used to buy an underground ticket.
This completely excludes the "sleeping Euro" that negatively affects football fans and supposedly brings money into the club's. On the contrary, Bayer 04 Leverkusen stand for an open, fair and service-oriented payment system.


It couldn't have been any tighter! Despite winning four of six games in the online preliminary round in Showdown 1 of the VBL Club Championship 2026/27, Leverkusen eSports duo Marc and Sean Landwehr didn't make it through to the offline knockout round. Level on points (12) with seven other teams, Leverkusen were the only team with this points tally not to progress as they had the worst single-game record compared to their rivals.
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Bayer 04 are away to Croatian champions Dinamo Zagreb on Matchday 5 of the league phase of the 2026/27 UEFA Europa League. The game kicks off on Thursday 26 November at 18:45 CET at the Maksimir Stadium. All the information on ticket sales.
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It wasn’t just on the pitch that there was cause for celebration around the Werkself’s 2–1 home win against SC Freiburg. Plenty of happy faces could be seen near the dugouts at half-time too. Once again, CEO Fernando Carro, alongside former striker and club ambassador Stefan Kießling, paid tribute to eight supporters’ clubs celebrating up to their 30th anniversary on behalf of Bayer 04.
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A disciplined and impressive team performance secured a 2–1 victory for the Werkself against league leaders SC Freiburg, who had remained unbeaten across all competitions until then; two players once again stood out at the BayArena: Artisic dribbler Ibrahim Maza scored Leverkusen’s first goal himself and set up the second, whilst goal-getter Patrik Schick had set up the equaliser and netted the winner. In doing so, the Czechia international set a remarkable club record. Both head coach Carles Martínez and the media were full of praise afterwards. Maza himself was also delighted with the growing rapport with “super striker” Schick: “The more we play together, the better we understand each other.” The Werkself’s comeback secured their fourth home win in their fourth home game of the season.
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